Kids grow up fast. One minute they’re crawling and very dependent on you, the next they are already independent and have a life of their own.

Some parents don’t want to miss any of the developmental milestones of their children. As hard as it may seem, some give up their career to be a full-time parent. They believe that personally taking care of their kids are way more important that their jobs.

If you’re weighing on giving up your job to be a full-time parent, you should come fully prepared before making this decision. Being a stay-at-home parent is certainly not a walk in the park. Before taking the big leap, here’s what you should do first:

Know Your Timeline and Make a Plan

Jumping into a stay-at-home parent is like going into a war; you should never go unprepared nor unarmed. Start by making a plan first.

How long will you be staying as a stay-at-home parent? Is it only for the meantime that your toddler is growing up or will you be a full-time parent forever? Consider your financial standing as well. Is the salary of your spouse enough to pay all the bills and make both ends meet? If you feel that your financial standing is not enough with only one of you working, you can consider on having home based job. You can also start an online business or teach kids online.

Make sure that you have everything planned out before handing your resignation letter.

Create an Emergency Fund

When only one of you is working, it’s hard to budget your finances. You would be having a hard time when you encounter unexpected bills or expenses. Avoid going through this dilemma by setting up an emergency fund. Allocate a certain amount to be deposited to this fund and only use this for emergency purposes only.

You can jumpstart your emergency fund by going through your stuff and selling those that are not being used. Use the money earned as your initial emergency fund. You can also start cutting down your expenses by…
 

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