For most of your adult life perhaps you have always been a party of two. Now you wake up finding yourself a party of one and you have no idea where to start or how to find yourself again.

This may be of no fault of your own or perhaps it was your choice that made it happen, either way you have to begin again and are not really sure where you need to start to make the best things happen for you.

Take your time and breathe. Don’t let your new status define you, instead embrace it and begin again, after all you really don’t have a choice now.

Up to now you may not have been the part of the relationship that handled everything so you have to start at point A and progress forward. First, you should look at your finances and personal file. Pull your credit. See if you indeed have been standing on your own two feet or leaning on your partner through life.

If your name was first on the bills or perhaps alone on the bills then you may already have credit which will make this process a lot simpler, but if you find that you were not even listed on the phone bill then it’s time to make a change.

Do the research about yourself and then move on down the ladder to B, C, then D. Set up the necessities, which may require a possible deposit or filling out an application that you have never had to do alone before.

It really is as simple as you allow it to be so embrace the change and just do it.

If you were unfortunate and had a partner who really did not pay attention to what he or she was signing or doing you may have incurred an unfavorable credit rating that you never knew existed.

There may be credit cards or loans that you are now responsible for and have to repay, to no fault of your own.

Moving forward again, just embrace it and this time do it with insight and knowledge of what you are taking the loan out for and what type of loan you have to get…

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